Effective October 1, 1997, the Office of the Commissioner of Banks licenses and regulates check-cashing businesses under North Carolina General Statutes, Chapter 53, Article 22. A downloadable application is accessible from the "Regulatory Forms" link below. Should you have questions not addressed in this downloadable application, please contact our Consumer Industries Section at (919) 733-3016, 8 a.m.-5 p.m., Monday-Friday.

Current Listing of NC Check Cashers

NC Check Cashers Act (NCGS Chapter 53, Article 22)

NC Administrative Code, Title 4, Chapter 3, Subchapter 3L

Check Cashing Forms


Latest News

NC licensed check cashers are invited to register to attend our 2010 MSB Compliance Training Session scheduled October 28, 2010 from 1:00 to 4:00 PM. Participants may attend in person or via webinar.  This will be an excellent opportunity to learn more regarding state and federal compliance, including Bank Secrecy Act requirements.  Register today, as seats to attend in person are limited!!  See MSB Compliance Training Announcement.

NCCOB Non-Depository Newsletter (Volume 1, Issue 1) dated April 27, 2009 was emailed to all licensed companies and loan officers.

Check-cashing licenses can now be renewed on-line.  Click here for application.

Other available on-line features include:

1.  Establish, relocate, or close branch offices.

2.  Pay examination fees.

(Payment by credit card or ACH debit transaction.)

Items of Interest

NC files suit to stop unlicensed delayed deposit lending (1/14/2002)

Click here for hearing information regarding Advance America

Press release re: NC vs. Ace Cash Express, Inc.

Text of NC vs. Ace Cash Express, Inc. Lawsuit, Wake County Superior Court

Text of Ace Check Cashing vs. NC lawsuit, US District Court

Rev. 08/06/10