The North Carolina Office of the Commissioner of Banks licenses and regulates the business activities of mortgage lenders and mortgage brokers. This section is intended to provide both consumers and licensees relevant information regarding regulation of this industry.
The Mortgage Lending Act (NCGS Chapter 53, Article 19A), requires that any business engaged in mortgage lending be licensed annually by the NC Commissioner of Banks as either a Mortgage Lender or a Mortgage Broker. In addition, any individual employed by a licensed Mortgage Lender or Mortgage Broker acting as a loan officer must have a Mortgage Loan Officer License. Some lenders, primarily banks and credit unions, are exempt from licensing, but must file and keep current their information contained in their Claim of Exemption.
Licensee Search for Companies & Loan Officers and Application Status
Check Education History
Online License Application & Change Forms
Print Loan Officer License
Forms
Mortgage Enforcement Actions
Consumer Industries Enforcement Actions
NC Foreclosure Hotline: www.ncforeclosurehelp.org
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