Frequently Asked Questions



The staff of the North Carolina Office of the Commissioner of Banks has prepared answers to some of the more frequently asked questions (FAQs) regarding North Carolina’s Mortgage Lending Act and Administrative Rules.  The FAQs have been broken down into subcategories for your convenience; if you have a question that is not addressed here please feel free to contact our office at (919)-733-4901 or by email at
mortgage@nccob.org

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