"CSBS Year In Review"Remarks of Joseph A. Smith, Jr., North Carolina Commissioner of BanksConference of State Bank Supervisors State-Federal Supervisory ForumMay 19, 2010"Multistate Regulatory Initiatives"By Mark Pearce, North Carolina Chief Deputy Commissioner of BanksMortgage Bankers Association's Legal Issues and Regulatory Compliance ConferenceMay 4, 2010"Remarks of Commissioner of Banks Joseph A. Smith, Jr., to the 2010 Banking Institute"March 25, 2010"Trends in North Carolina's Consumer Finance Industry"By Mark Pearce, North Carolina Chief Deputy Commissioner of BanksJoint Legislative Study Commission on the Moderation of North Carolina Banking Laws and the Consumer Finance ActMarch 24, 2010
"Remarks on Regulatory Reform"Remarks of Joseph A. Smith, Jr., North Carolina Commissioner of BanksExchequer Club of Washington, DCFebruary 17, 2010
"Examining the State of the Banking Industry" Testimony of Joseph A. Smith, Jr., North Carolina Commissioner of Banks on behalf of CSBSSenate Committee on Banking, Housing, and Urban AffairsOctober 14, 2009
"Regulator Perspectives on Financial Regulatory Reform Proposals" Testimony of Joseph A. Smith, Jr., North Carolina Commissioner of Banks on behalf of CSBSFinancial Services CommitteeSeptember 23, 2009
"Financial Regulation and Restructuring" Testimony of Joseph A. Smith, Jr., North Carolina Commissioner of Banks on behalf of CSBSFinancial Services CommitteeJuly 24, 2009
CSBS Chairmanship Acceptance SpeechBy Joseph A. Smith, Jr., North Carolina Commissioner of BanksConference of State Bank SupervisorsMay 19, 2009
"Report to General Assembly regarding The Emergency Program to Reduce Foreclosures"May 1, 2009"Modernizing Bank Supervision and Regulation"Testimony of Joseph A. Smith, Jr., North Carolina Commissioner of Banks on behalf of CSBSSenate Committee on Banking, Housing, and Urban AffairsMarch 18, 2009
"N.C. Mortgage Market Update"By Mark Pearce, North Carolina Deputy Commissioner of BanksN.C. House Financial Institutions CommitteeMarch 10, 2009
"The State of North Carolina Banks"By Joseph A. Smith, Jr., North Carolina Commissioner of BanksN.C. Senate Commerce CommitteeMarch 3, 2009"Report to Joint Legislative Commission on Governmental Operations regarding the Emergency Program to Reduce Foreclosures"February 13, 2009
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