NCCOB Home

Promoting strength and fairness in
the financial services marketplace

About Us

Consumer Information

Financial Institutions

News & Research

What's New?

North Carolina's banking laws have been modernized (effective Oct. 1, 2012 - click here for press release and here for more information).
S.L. 2012-37 makes certain changes to the N.C. Secure and Fair Enforcement Mortgage Licensing Act (NC SAFE). Please see NCCOB's memo and the updated Fee Schedule, effective Oct. 1, 2012.
Beware of common financial fraud schemes. Read the N.C. Attorney General's tips and the FBI's tips to learn how to protect yourself. Sign up for consumer alerts. Ensure that the company you are dealing with is licensed to do business in North Carolina. If you have questions, please contact our office at 888-384-3811 or submit an online complaint.
Maximum Rate of Interest (Official Notice)
Please see reporting requirements and due dates for mortgage brokers, lenders and servicers.
Print your Mortgage Loan Originator License or review the North Carolina Mortgage Loan Originator Licensing information.

Schedule of Events

August 21, 9:00 AM - State Banking Commission meeting. See additional information including all meeting dates.

Welcome Message

Ray Grace
Acting Commissioner
of Banks

Welcome to the official website of the N.C. Office of the Commissioner of Banks (NCCOB). NCCOB is responsible for the chartering and regulation of North Carolina's state banks, trust companies, mortgage companies, as well as registration and licensing of various financial institutions operating in North Carolina.

Our mission is to promote and maintain the strength and fairness of the North Carolina financial services marketplace through the supervision and regulation of financial service providers in that marketplace.

Need Foreclosure Help?

Is my money safe?

File a Complaint

Look up a North Carolina state-chartered bank

Look up a mortgage lender or loan originator

Public Notices

Consumer Assistance: 888-384-3811
Home Page

Physical Address: 316 W. Edenton Street, Raleigh, NC 27603 (maps: PDF, Google Map)
Mailing Address: 4309 Mail Service Center, Raleigh, NC 27699-4309