Promoting strength and fairness in
the financial services marketplace

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Licensing Information

Application for New Company License

To apply for a consumer finance license, please complete the online application by clicking on the "New Application" button below. The application investigation fee will be

  • $250 for the company
  • $250 for each of the additional branches

This may be paid using a credit card (Visa or Mastercard)

Instructions for filling out the online application

Branch Application

A new branch application may be submitted online through the NCCOB Online application.

Other Business Application

An application to conduct other business at the company location may be submitted through the NCCOB Online application.

Annual Reports

Annual reports are required and are due between January 1st and March 31st. Annual reports may be filed through our NCCOB Online application.

Annual Assessment Fee

There are no annual licensing renewal requirements. However, there is an annual assessment fee which is invoiced the first week in July, and is due upon receipt. It is based on the annual report submitted by the company.

NCCOB Online Access

Visit our NCCOB Online System by clicking the "NCCOB Online Login" link in the navigation menu to the left and entering your login information. This system will allow you to:

  • Pay assessment fees.
  • File an annual report.
  • Update general information.

Payments can be made by credit card (Visa or Mastercard).

Who To Contact

Contact Emily Frazier, by phone at (919) 733-4662 or send your questions via e-mail to for additional assistance with consumer finance company and branch applications/amendments.